Licensed Medicare Insurance Agent · San Jose & Silicon Valley
Licensed Medicare Insurance Agent Serving San Jose & Silicon Valley
Helping Seniors in San Jose Find the Right Medicare Coverage, Free of Charge
Medicare is confusing. Getting the right plan doesn't have to be.
I'm Binta Patel, a licensed Medicare insurance agent serving San Jose and the Bay Area. I help seniors turn 65, review their current coverage, and find plans that actually fit their life and budget. Free consultations, no pressure, ever.
13+
Years in Healthcare
7-Month
Enrollment Window
$0
Cost to You
Why San Jose Seniors Trust Zen Insurance Services
Why seniors in San Jose trust Binta Patel
Founder & CEO | MBA, CPC, CPB, CPCO · Licensed Medicare Insurance Agent, California
Most insurance agents learned the business from the insurance side. I learned it from inside the healthcare system itself.
For over 13 years, I've worked in medical billing and revenue cycle management, reading denial letters, untangling billing codes, and watching firsthand what happens when someone chooses the wrong plan. I've seen the unexpected bills. I've seen the coverage gaps no one warned anyone about.
That experience is what brought me to Medicare insurance. I became a licensed agent because I knew I could help seniors navigate this system in a way most agents simply can't, not just from the brochure, but from the inside out.
I'm also your neighbor. I've lived in San Jose for over 25 years. When you sit down with me, you're not talking to a call center. You're talking to someone who genuinely cares about getting your coverage right.
"I became a licensed agent so seniors get answers from someone who's actually seen this system from the inside, and so I can give back to the community that's been my home for 25 years."
- Binta Patel
Giving back: Binta is an active member of the Rotary Club and a supporter of the Sankara Eye Foundation, continuing her commitment to the San Jose community beyond her practice.
MBA · CPC · CPB · CPCO · Licensed Medicare Insurance Agent, California
Founder & CEO, Insurance Services By Zen LLC · NPN# 22070681
How It Works
A free, no-pressure path to the right plan
1
Free Consultation
We talk through your doctors, medications, budget, and where you are in your Medicare journey, turning 65, or already enrolled.
2
Compare Your Options
I compare Medicare Advantage, Medigap, and Part D plans across carriers side by side, so you see exactly what each one covers and costs.
3
Enroll With Confidence
I help you enroll in the right plan before your window closes, and check back with you every year to make sure it still fits.
Medicare Plans We Help You Navigate in California
How I can help you
Medicare Advantage Plans in California
Medigap / Medicare Supplement Plans
Part D Prescription Drug Plans
Special Enrollment Periods, Am I Eligible?
1
Turning 65 Soon?
Your Medicare enrollment window is only 7 months long, and missing it can mean permanent penalties. I'll walk you through every step, compare your options, and make sure you start Medicare with the right coverage from day one.
3
Prescription Drug Costs Too High?
Part D plans are not all the same. The right plan for your specific medications can make a dramatic difference in what you pay at the pharmacy. I'll compare plans side by side and find the one that works for you.
2
Already on Medicare, But Not Sure It's the Right Plan?
Plans change every year. Your doctor, your medications, your premiums, all of it can shift without a phone call from anyone. A free annual plan review takes 30 minutes and could save you hundreds.
3
Want Dental, Vision, or Hearing Coverage?
Original Medicare doesn't cover these. But some Medicare Advantage plans do, and the right one for your situation may cost you nothing extra per month. Let's find out together.
What Clients Are Saying
Certified. Experienced. Compassionate.
Licensed · Experienced · Local
Serving San Jose seniors for over a decade of combined healthcare experience
Binta Patel brings 13+ years of healthcare and billing expertise to every Medicare consultation, helping seniors across San Jose, Santa Clara County, and the Bay Area choose coverage with confidence.
Frequently asked questions
Get a Free Medicare Consultation in San Jose
Let's talk, it's free
Whether you're turning 65 next year, reviewing a plan that no longer feels right, or just trying to understand what Medicare covers, I'm happy to help. No cost. No commitment. Just a real conversation.
Reach Binta directly
🕻
+1 (408) 673-0936
Call or text anytime
Licensed Medicare Insurance Agent · Serving San Jose, Santa Clara County, and the Bay Area